Arranging to finance your home can often be a confusing process, with many options to choose from. That’s why it’s important to talk to the experts and ask for their guidance. Even if you already have a mortgage, it's important to check in with your lender from time to time. I work with some incredible lenders in the Central Alberta area, I would be happy to share their info with you.
Here's a tip for getting your credit in shape - Check your credit history for free at Equifax - checking your own credit score does not hurt your rating, it also allows you to fix any problems and do some proactive steps in case it is low.
Building credit has 2 rules:
Have 2 active forms of credit (tradelines),
Never borrow more than 50% of the available limit.
The longer your credit has been established the better but aim for at least 24 months.